Learn with Dr. G
I spent two decades explaining economics to students. These guides do the same for your money — clearly, rigorously, and free.
The 2026 contribution order & two routes to a Roth IRA
Which account to fill next, how much fits, and where the income wall sends a high earner — then the Roth question in full: both routes, joint thresholds, and two worked case studies.
401(k) or rollover IRA? — a comparison on thirteen topics
The most common move in retirement planning — and the least examined. Leaving an old 401(k) in place vs. rolling it to an IRA, side by side on thirteen topics — plus the SEP-IRA → solo 401(k) reverse rollover.
Coming soon — sign up for the newsletter to receive it once available (EN + Türkçe).
Sign up for the newsletter →Retirement Planning in America (Türkçe)
My video series on private retirement planning for Turkish-speaking families — over 10,000 views.
“Amerika’da Güçlü Emekliliğin Şifreleri: 401(k), IRA, Roth ve Dahası” — a plain-language guide to building retirement security in the U.S. (in Turkish / Türkçe)
IRA and Roth IRA in detail — how to build an investment plan, and whether to do it yourself or ask an expert (in Turkish / Türkçe).
Retirement in two systems, taxes in two countries
The Turkey–U.S. retirement + tax handbook, in Turkish. There is no social security agreement between the two countries, but the systems run in parallel: how to qualify for both pensions, three typical profiles, buying SGK days under Law 3201, a ten-step checklist, and which country taxes each pension under the 1996 treaty.
Every rule is traced to its official source — SSA, SGK, and IRS — across two reference pages. The handbook is written entirely in Turkish.
The small business owner’s retirement plan
Solo 401(k), SEP IRA, or SIMPLE IRA? The right plan depends on your entity, your profit, and whether you have employees. Inside: the decision, the 2026 limits side by side, and one solo owner’s numbers under each plan — as sole proprietor and as S-corp. Every figure traced to its IRS source.
Coming soon — sign up for the newsletter to receive it once available (EN + Türkçe).
Sign up for the newsletter →Is your retirement account protected from creditors?
A 401(k) is nearly untouchable — an IRA depends on where the money came from and which state you live in. Federal law, Texas law, the rollover moves that keep or lose the shield, and the exceptions nothing escapes.
Coming soon — sign up for the newsletter to receive it once available (EN + Türkçe).
Sign up for the newsletter →The spousal IRA
You don’t have to earn income to own a retirement account. A married couple filing jointly can fund an IRA for a spouse with no earned income at all — $7,500 a year, in that spouse’s own name. Every figure traced to its IRS source.
Coming soon — sign up for the newsletter to receive it once available (EN + Türkçe).
Sign up for the newsletter →The whole library, one line each
401(k) or rollover IRA? — handoutComing soon
The small business owner’s retirement plan — handoutComing soon
The 2026 contribution order & two routes to a Roth IRA — handoutEN · TR · email
İki sistemde emeklilik, iki ülkede vergi — handbookComing soon
Two routes to a Roth IRA — guide, by emailEN · TR
Is your retirement account protected from creditors? — handoutComing soon
The spousal IRA — handoutComing soon
Yatırım Sözlüğü · Investment Glossary — Turkish–English referenceTR · By email
Amerika’da Güçlü Emekliliğin Şifreleri — videoYouTube
Coming soon
Part 2 of the retirement video series, plus new guides on small business retirement plans and tax-efficient investing. Check back, or book a consultation to talk through your situation directly.
Educational content only — not individualized investment, tax, or legal advice.